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Each year thousands of vehicles are declared a total loss due to theft or accidents. GAP can help in these instances. Many owners assume that if their vehicle is declared a total loss, their primary auto insurance coverage will pay the outstanding loan. However, that is not always the case.
In fact, if a vehicle is totaled or stolen, the amount paid by the insurance company may be substantially less than the amount owed on the loan. In these instances, the vehicle owner is responsible for the balance deficiency or “gap,” which could result in significant out-of-pocket expenses. GAP is designed to help cover the difference between an insurer’s settlement and the outstanding balance on a loan, minus exclusions.*
*The amount waived will not include certain items such as past-due payment amounts, wear and tear that reduces the actual cash value of the vehicle, late fees, and missed payments even with your lender’s approval. Additional exclusions apply. Please see actual GAP waiver for complete terms, conditions, limitations and exclusions.
Our GAP program is available for both new and used vehicles with lease or loan financing agreements. It can be financed up to 84 months and up to 150 percent of the MSRP (new vehicle) or NADA retail value (used vehicle).
CNA National Guaranteed Asset Protection(GAP) program is available for both new and used vehicles with leaseor loan financing agreements. It can be financed up to 84 months and up to150 percent of the MSRP (new vehicle) or NADA retail value (used vehicle). DCS Agency works hard to provide a GAP solution to our dealers that will work with a wide variety of OEM lenders like Ford Credit, General Motors Financial, Chrysler Capital as well as other national lenders like Bank of America, Chase, Capital One, Citi Financial and many others.
*State restrictions may apply.
CNA National has received the Diamond Dealers’ Choice Award in the service contract provider category, marking the 12th consecutive time it has received the award.
To receive a diamond award, recipients must receive the most votes out of all participants in a category. Along with its diamond award, the company also received the Gold Dealers’ Choice Award in the reinsurance provider category. Since the competition’s first year in 2005, CNA National has collected 20 Dealers’ Choice Awards.
We are grateful to be recognized by our dealers yet again,” said Joe Becker, CNA National’s president and CEO. “For a dozen years, dealerships have consistently found CNA National to be a premier F&I partner, and we work very hard to ensure that we live up to our reputation.
As has been the case since the awards began, voting in the Dealers’ Choice Awards is limited to people in the dealership industry.
“We owe a large thank you to our dealers, as well as our first-class network of independent agents and the entire CNA National team,” said Alan Miller, senior vice president of sales. “It takes true teamwork to provide the high level of service that our dealers and their customers have come to expect. Our success can be attributed directly to the dedication and commitment of our agents and staff.”